Fees

Clear starting points, fixed quotes before work begins

Advice fees are agreed in writing after the introductory call. The figures below are typical starting points for UK household work — not a menu of subscriptions.

  • Introductory call

    Twenty to thirty minutes to understand your situation and whether we are the right fit.

    No charge

  • Comprehensive Financial Planning Review

    Full household plan pack with cash-flow, pensions, investments, and protection. Couples with multiple defined-benefit schemes receive a tailored quote.

    From £1,450

  • Pension Consolidation Advice

    Comparison of pots, charges, and safeguarded benefits with a written recommendation.

    From £850

  • Retirement Income Mapping

    Three-meeting sequence and written income map for the early years of retirement.

    From £1,100

  • Protection & Family Cover Review

    Life, critical illness, and income protection checked against mortgage and dependants.

    From £450

  • Ongoing planning retainer

    Annual review meetings and plan updates after an initial engagement. Quoted only when ongoing oversight is useful.

    Quoted individually

What influences a fixed quote

Number of pension schemes, whether defined-benefit research is required, joint versus individual advice, and how quickly providers return paperwork. Complex inheritance or business-owner arrangements sit outside the starting fees above.

How fees are paid

We invoice advice fees directly. Where you later instruct product implementation, any provider-facilitated fee is explained separately and never presented as the only way to pay for advice.

What is not included

Accountancy, tax return filing, legal drafting, and discretionary investment management are outside these engagements. We can introduce other professionals when needed.

Request a fee estimate

Share a short outline of your pensions and goals. We reply with a fixed quote before any paid work starts.

Request a fee estimate