Advice area
Protection & Family Cover Review
Check life cover, critical illness, and income protection against mortgage and family needs, then recommend adjustments without product pressure.
Mortgage debt and dependants create a clear need for life and illness cover — yet many households hold policies bought years ago that no longer match their situation. We review sums assured, term dates, and trust wording against your current mortgage and income.
Recommendations may mean keeping what you have, adjusting levels, or rearranging ownership. We do not earn commission as the sole reason to switch; the review fee stands alone, and any product placement is discussed separately.